High-Net-Worth Individuals and Families
At WEWM, we understand that wealth brings with it unique challenges and opportunities. The intricacies of where to save, how to invest across various account types, and the strategic management of assets are not mere details—they are pivotal decisions that can significantly enhance your financial landscape. Our tailored strategies are designed not just to manage but to multiply your wealth.
Near-Retirees and Retirees
You've diligently saved and accumulated a substantial nest egg, and now the transition into retirement is on the horizon. The critical years just before and after retirement demand precise financial navigation. At WEWM, we specialize in crafting strategies that extend the vitality of your savings, safeguarding against premature depletion. Our expertise ensures these pivotal years work in your favor, helping secure a prosperous retirement.
Entrepreneurs and Business Owners
Running a business demands your full attention, leaving little room to delve into the complexities of financial planning. At WEWM, we take on that burden for you. In partnership with our seasoned tax experts, we focus on the often-neglected aspects of business finance—like optimal entity selection, tax minimization strategies, and investment opportunities. This allows you to concentrate on what you do best while we enhance your financial health.
New Inheritors
Losing a loved one is never easy, and the stewardship of the inheritance they leave behind can feel overwhelming. At WEWM, we believe that managing this inheritance with wisdom and care is a profound way to honor their memory. Our expertise guides you through this sensitive process, helping you develop and implement a plan that respects their legacy while optimizing your financial future.
Higher Education Professionals (Professors and Administrators)
Higher Education professionals are privy to unique retirement planning resources, notably those with assets in TIAA. Among these, the TIAA Traditional Account stands out as a sophisticated tool, available in multiple versions, each governed by distinct rules and liquidity constraints. Understanding these nuances is critical before any investment. Some versions offer full liquidity, providing access to funds at your discretion. Conversely, others impose stringent restrictions, where the fastest route to fund retrieval spans approximately 9 years and 1 month. At WEWM, our expertise covers the entire spectrum of the TIAA Traditional Account. We are here to guide you in leveraging or sidestepping these accounts to perfectly align with your retirement aspirations.
Professionals (Doctors, Lawyers, etc.)
As a high earner, maximizing the potential of your income is crucial. WEWM, staffed with CFP® professionals, knows the precise steps to take to make your high earning years count. We focus on building a nest egg large enough to replace your income upon retirement, ensuring your financial independence long after you step away from your career.
Corporate Retirement Plans
For corporate leaders offering retirement plans, understanding your fiduciary responsibilities is paramount. WEWM offers two solutions: as a 3(21) fiduciary, we share the responsibility of selecting and monitoring plan investments, or as a 3(38) fiduciary, we fully take on this duty on your behalf. Both options ensure compliance and peace of mind, allowing you to focus on your business while we safeguard your employees' futures.
Ready to get started?
Contact us to start building a financial plan that fits your current life stage.